Your question: Is Discover Student Card easy to get?

Is it easy to get a Discover student card?

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So, most Discover cards may be a tough get for the average person, who has a credit score of 680-703. With that being said, it’s not just your credit score you should worry about.

What credit score do you need for Discover IT student?

You’ll want to have at least Fair/Limited credit to qualify for a Discover it® Student Cash Back, which means you should have a credit score of at least 600. That being said, there’s no way to guarantee you’ll be approved for a Discover it® Student Cash Back, even if you have good credit.

Why did I get denied for a Discover student card?

Insufficient income: Your income determines whether Discover will approve you for a credit card and the amount of your credit limit. … You could have trouble getting a Discover credit card if you’ve applied for multiple credit cards or loans recently, even if you weren’t approved for some of them.

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Is it easy to get approved for a student credit card?

Student cards can be helpful tools, but if you’re under 21, aren’t employed and lack a credit history, it won’t be easy to qualify. … Financial reform mostly put an end to these practices, and students — indeed all adults under age 21 — now have a much tougher time getting approved for a credit card.

How do I qualify for a student Discover Card?

To qualify for a Discover student credit card, you must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen and have a Social Security number. You will also need to have verifiable independent income, like a part-time job, and you may have to show proof of income.

Is Discover student good?

The bottom line: This is a great card for a student learning to handle credit. On top of the rewards, you get a free FICO score, low fees and forgiveness for your first late payment.

Is Discover hard to get approved for?

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So, most Discover cards may be a tough get for the average person, who has a credit score of 680-703. With that being said, it’s not just your credit score you should worry about.

Which Discover Card is easiest to get?

Why it’s one of the easiest credit cards to get: The Discover it® Student chrome offers 1 – 2% cash back on purchases, doubles your first-year earnings as an anniversary present, and charges a $0 annual fee. You don’t need any prior credit experience to get approved for this card.

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Can I get a Discover card with a 600 credit score?

Good to excellent credit

You’ll likely qualify for any Discover card if you have good or excellent credit. To clarify, a good credit score is a FICO® Score of 670 or above. In this case, it makes sense to go for one of the most valuable Discover credit cards.

How can I get a 5000 credit limit?

The best way to get a credit card with a $5,000 limit with bad credit is to apply for the Harley-Davidson Secured Card and place a $5,000 security deposit. A secured credit card’s credit limit is equal to the deposit amount. But most secured cards do not allow deposits as high as $5,000.

Does Discover ask for proof of income?

American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income.

How long does it take to get approved for a student credit card?

As with any credit card, when you apply for a student credit card, you could receive a decision instantly if you apply online, or it could take as long as 10 business days. It usually takes 7-10 business days to receive a card in the mail after approval.